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Program & Services
ICUT has two operating components, ICUT
Programs and ICUT Services. The programs are designed for specific groups (Credit Union
Managers, Board of Directors, Supervisory Committee, etc). All programs can be
accessed completely through the Internet or by hard copy text. The services
are provided as tools to assist you in fulfilling your credit union responsibilities.
Below is a directory of the facility with a description of the benefits.
Begin by selecting the group that is of most interest to you in fulfilling your
responsibilities with the credit union:
Board of Directors Supervisory
Committee
Credit Committee CU
Management & Staff
ICUT Programs
Supervisory Committee Program
Describes the characteristics, structure,
power, qualifications, activity and liability of the supervisory committee.
Describes the fundamental
responsibilities of the supervisory committee.
Describes how to manage the supervisory committee's performance and to plan for
long term success.
Describes the
utilization of an outside accounting firm and the process of selecting the right firm.
Describes the annual audit and specific
credit union audit procedures.
Defines internal controls, explains how to
develop internal controls and provides tools in assessing current internal controls.
Board of Directors Program
Defines what a credit
union is, the services it offers, the groups it serves and the structure from which it
operates.
Describes the fundamental responsibilities of the board of directors.
Defines what strategic planning is, the benefits of planning and how
to implement the planning process.
Provides insight on how to interpret and utilize credit union
financial statements.
Credit Committee Program
Describes
the characteristics, structure, power, qualifications, and activity of the credit
committee.
Describes the components of a loan file and how to use this information in
granting credit decisions.
Describes the various sections of the loan application and identifies key considerations
when evaluating for credit.
Explains what income verification is and how it is used in making credit decisions.
Explains what the credit report is and how it is used in making credit decisions.
Explains what the debt-to-income ratio is, how it is calculated and how it is used in
making credit decisions.
CU Management & Staff Program
Consist of three sections: 1) the CU
Manager's Guide discusses the key operational issues of managing a credit union, 2)
the Do-It-Yourself Credit Union is designed to empower management to perform higher level
functions with little or no assistance from expensive outside consultants and 3) the
Staff: Member Services module will provide insight on working effectively with members.
CU Manager's Guide
Provides
an introduction to the guide and explains how it can serve as a useful management.
Describes what constitutes a quality loan program and how to develop such a
program.
Provides specific procedures for an effective
collection program. Click here for more free information.
Provides a detailed explanation of the major
credit union accounting issues.
Explains how to achieve financial stability and ways to measure the success of the credit
union.
Offers suggestions on developing strong internal
control.
Do-It-Yourself Credit Union
Laugh Your Way To The Credit Union
An educational program that can be used to
introduce 7-8 year old students to financial concepts and credit unions.
Do-A-PowerPoint Presentation
Credit unions can obtain ICUT PowerPoint
Presentations and modify them to educate SEG's, members & potential members on the
benefits of membership.
Staff: Member Services Module
Provides a
list of "Do's & Don'ts" that every employee should consider when
working in the member services area.
Offers a thorough discussion on Cash
Transaction Reporting (CTR) requirements.
Defines and discusses all of the considerations
surrounding the issue of sexual discrimination in the workplace.
Explains what credit union records are considered
"vital" and how long these records should be maintained.
Provides an interesting perspective on the
"Other Duties As May Be Assigned" phrase.
ICUT Services
Real Live Response Center
A free service that enables members to submit
their "real live" questions regarding their role with the credit union.
For members only.
Pre-recorded Webnars
For a fraction of the cost to attend a LIVE
webnar on a specific credit union topic, anyone can now obtain a previously conducted
webnar that has been recorded on a CD ROM. Each CD contains the audio portion as well as
the original powerpoint used during the LIVE program.
Custom Training/Planning Programs
ICUT Services will provide
actual proposals to conduct on-site training and planning programs specifically designed
to meet the needs of your credit union.
Audit Forms Kit
A kit that provides a complete set of over twenty
auditing forms that have been designed to streamline the credit union auditing process.
For non-members to obtain free information regarding ICUT membership....CLICK HERE
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